Mortgage vs. Invest Calculator

Should you pay off your mortgage early or invest the extra money? Compare both strategies side by side with your actual mortgage rate and expected investment return.

Inputs

Mortgage Pay-Down vs. Invest

Orange = invest extra; Blue = put extra toward mortgage

Investment Value (End)

$663,417

Interest Saved (Extra Mortgage)

$125,293

Extra Toward Mortgage

$150,000

Invest Return Assumption

10%

Frequently Asked Questions

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Mortgage vs. Invest Calculator | Investors Lab | Investors Lab