Basics

Lump Sum

A lump sum is a single large investment made at once, as opposed to gradual contributions. Historically, lump sum investing has often outperformed dollar cost averaging because markets tend to rise over time. But DCA can feel less stressful.

Example

Investing a $50,000 inheritance all at once is a lump sum approach.

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Lump Sum — Definition & Example | Investors Lab | Investors Lab