Taxes

Long-Term Capital Gains

Long-term capital gains apply to assets held over one year. They receive preferential tax rates: 0%, 15%, or 20% based on income. Much lower than ordinary income rates. Incentivizes long-term investing.

Example

Sell stock after 13 months; qualify for 15% LTCG rate.

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Long-Term Capital Gains — Definition & Example | Investors Lab | Investors Lab